Typically 30–45 days from the time your offer is accepted. It depends on inspections, appraisal, financing, and seller readiness.

Yes. Pre-approval shows sellers you're serious and tells you exactly how much you can afford. It also speeds up the buying process.

For buyers, the agent commission is usually paid by the seller. For sellers, the commission varies by market and property type, but it's generally a percentage of the sale price.